Making Tax Digital software for Income Tax
Keep digital records, send your quarterly updates and file the Final Declaration — MTD-ready before April 2026.
- Apr 2026
- When MTD starts (>£50k)
- 4 / year
- Quarterly updates, not one return
- £50k→£20k
- Thresholds phasing in to 2028
From April 2026, sole traders and landlords over £50,000 must keep digital records and send HMRC four updates a year instead of one return — then a Final Declaration. Spreadsheets and the old once-a-year scramble won’t cut it.
AI TaxPilot keeps your records digital as you trade, builds each quarter from your bank feed, and submits the quarterly update over HMRC’s MTD API — then pre-fills your Final Declaration so the year finishes itself.
- Digital records kept automatically from your bank
- Quarterly updates drafted and filed on time
- Final Declaration pre-filled — no year-end scramble
See it in action
A 34 seconds walkthrough of the real journey, end to end.
Keep digital records
Connect HMRC for MTD and your bank, so the quarter builds itself as you trade — no spreadsheet, no shoebox.
What you get
Transactions categorised into the standard income and expense headings as they land.
Each period totalled from your bank feed and submitted over HMRC’s MTD API in a couple of taps.
Year-to-date totals and an estimated tax figure after every update — no surprises building up.
The end-of-year declaration that replaces the SA100, pre-filled from your quarters and HMRC.
Your ITSA obligations and the next deadline tracked for you automatically.
See exactly when you’re mandated based on your qualifying income.
Calculators included
Free with your account, alongside the AI assistant and filing.
Learn the rules
Plain-English, sourced guides behind this solution.
Making Tax Digital for Income Tax: the complete guide
Who is in scope, the April 2026/2027/2028 timeline, quarterly updates, the Final Declaration and the new penalty regime.
Self Assessment: the complete guide
Who must file, registration and deadlines, payments on account, the supplementary pages, penalties and the 2025-26 allowances.
Frequently asked questions
When does Making Tax Digital for Income Tax start?
April 2026 for sole traders and landlords with qualifying income over £50,000, April 2027 over £30,000, and April 2028 over £20,000.
Does AI TaxPilot submit MTD quarterly updates?
Yes — it totals each quarter from your bank feed and submits the update over HMRC’s MTD API, then sets your next deadline automatically.
Is it HMRC-recognised software?
AI TaxPilot is built against HMRC’s developer hub and MTD APIs and is going through HMRC’s recognition process. It keeps the digital records and files the updates MTD requires.
Does MTD replace my Self Assessment return?
For those in scope, yes — a Final Declaration after the tax year replaces the SA100, and AI TaxPilot pre-fills it from your quarterly updates.
Get MTD-ready in minutes
Keep digital records, draft your quarterly updates and pre-fill your Final Declaration — all from one place.
Start freeNo card required.
This guide is general information, not personal tax advice, and reflects the rules we believe to apply as at June 2026 — rates and thresholds change. Always check your own figures against HMRC and consider a qualified adviser before acting. You remain responsible for the accuracy of anything you file.