Landlord & property tax software
Track your rents and costs, get the mortgage-interest rules right, and file your SA105 property pages — for one flat or a portfolio.
- 20%
- Mortgage-interest tax reducer, applied right
- £1,000
- Property allowance checked
- 60 days
- CGT reporting on a sale, handled
Landlords track rents and allowable expenses across properties, apply the finance-cost restriction (no more deducting mortgage interest in full), and file SA105 property pages — with Capital Gains Tax on top when they sell.
AI TaxPilot imports your rents and costs from your bank, gets the residential finance-cost rules right (a 20% tax reducer, not a deduction), checks the property allowance, and files your SA105 with the rest of your return.
- Rents and costs imported from your bank
- Finance-cost restriction applied correctly
- SA105 filed with your Self Assessment
See it in action
A 36 seconds walkthrough of the real journey, end to end.
Connect HMRC & your bank
Pull your record from HMRC and your rental income and costs from your connected account — no shoebox of receipts.
What you get
Rental income in, allowable expenses out — repairs, agent fees, insurance — categorised for you.
Mortgage interest applied as a basic-rate (20%) tax reducer, so higher-rate landlords aren’t over-relieved.
The £1,000 allowance checked against your actual expenses — whichever leaves you better off.
One flat or a portfolio — multiple properties rolled into your SA105 totals.
Property pages prepared and filed with the rest of your Self Assessment return.
Capital Gains Tax on a sale calculated, with the 60-day UK residential reporting handled.
Calculators included
Free with your account, alongside the AI assistant and filing.
Learn the rules
Plain-English, sourced guides behind this solution.
Buying a home: the true costs (including tax)
Stamp duty is only the start. Here is everything that lands between an accepted offer and the keys — across England, Scotland and Wales.
Self Assessment: the complete guide
Who must file, registration and deadlines, payments on account, the supplementary pages, penalties and the 2025-26 allowances.
Making Tax Digital for Income Tax: the complete guide
Who is in scope, the April 2026/2027/2028 timeline, quarterly updates, the Final Declaration and the new penalty regime.
Frequently asked questions
Can I still deduct mortgage interest as a landlord?
Not from residential rental profit — since 2020 you get a basic-rate (20%) tax reducer instead. AI TaxPilot applies it correctly so higher-rate landlords aren’t over-relieved.
What is the £1,000 property allowance?
A tax-free allowance for property income. Under £1,000 you may not need to report it; above it you can deduct the £1,000 instead of your actual expenses if that’s better — the wizard checks which wins.
Do landlords have to use Making Tax Digital?
Landlords with qualifying property income over the MTD thresholds (£50,000 from April 2026, then £30,000, then £20,000) must keep digital records and send quarterly updates.
Do I pay tax when I sell a rental property?
Yes — Capital Gains Tax on the gain, reportable and payable within 60 days of completion for UK residential property. AI TaxPilot calculates it and includes it in your return.
Landlord tax, sorted
Import your rents and costs, get the finance-cost rules right, and file your SA105 with the rest of your return.
Start freeNo card required.
This guide is general information, not personal tax advice, and reflects the rules we believe to apply as at June 2026 — rates and thresholds change. Always check your own figures against HMRC and consider a qualified adviser before acting. You remain responsible for the accuracy of anything you file.